covid
Buscar en
Investigaciones Europeas de Dirección y Economía de la Empresa
Toda la web
Inicio Investigaciones Europeas de Dirección y Economía de la Empresa IMPORTANCIA DEL SITIO WEB EN LA BANCA ONLINE: INFLUENCIA SOBRE LA CONFIANZA
Journal Information
Vol. 16. Issue 3.
Pages 85-106 (September - December 2010)
Share
Share
Download PDF
More article options
Vol. 16. Issue 3.
Pages 85-106 (September - December 2010)
Open Access
IMPORTANCIA DEL SITIO WEB EN LA BANCA ONLINE: INFLUENCIA SOBRE LA CONFIANZA
IMPORTANCE OF WEBSITE IN THE ONLINE BANKING: INFLUENCE ON THE TRUST
Visits
3007
M.J. López Miguens, L. Rodríguez Comesana, E. González Vazquez
Universidad de Vigo
This item has received

Under a Creative Commons license
Article information
RESUMEN

En este trabajo se analiza la incidencia de la calidad del sitio web financiero en la generación de confianza que los usuarios del mismo desarrollan hacia el canal Internet. Se discute, con ese fin, la hipótesis que establece una relación entre ambos constructos y que permitirá comprobar si el diseño, estructura de navegación y la información contenida en el sitio favorecen en el usuario la aparición de la confianza online, entendida ésta en términos de confiabilidad y seguridad y privacidad. Para su contrastación hemos formulado un modelo causal.

CLASIFICACIÓN JEL:
M31
PALABRAS CLAVE:
Calidad sitio web
Confianza
Internet
Entidad financiera
Ecuaciones estructurales
ABSTRACT

This paper examines the impact of the quality of the financial website in the generation of trust that users of the Internet developed into the canal. With this purpose, we discuss the hypothesis that establishes a relationship between both constructs and that it will allow to verify if the design, navigation structure and the information contained on the site favor in the user the appearance of the confidence online, understood this in terms of reliability and safety and privacy. For contrast we have formulated a causal model.

KEY WORDS:
Website Quality
Trust
Internet
Financial institution
Structural equations
JEL CLASSIFICATION:
M31
Full text is only aviable in PDF
BIBLIOGRAFÍA
[ALADWANIA and PALVIA, 2002]
A.M. ALADWANIA, P.C. PALVIA.
“Developing and validating an instrument for measuring user-perceived Web quality”.
Information & Management, 39 (2002), pp. 467-476
[ANDERSON and NARUS, 1990]
J.C. ANDERSON, J.A. NARUS.
“A model of distributor firm and manufacturer firm working partnerships”.
Journal of Marketing, 54 (1990), pp. 42-58
[APARICIO, 2000]
APARICIO, M.G. (2000). “Marketing Bancario”. En AGUIRRE, M. S. Marketing en sectores específicos. Ediciones Pirámide (Grupo Anaya, S.A.), pp. 129-158.
[ATHANASSOPOULOS, 2000]
A.D. ATHANASSOPOULOS.
“Customer satisfaction cue to support market segmentation and explain switching behavior”.
Journal of Business Research, 47 (2000), pp. 191-207
[BAKER, 1999]
R.C. BAKER.
“An analysis of fraud on the internet”.
Internet Research: Electronic Networking Applications and Policy, 9 (1999), pp. 348-359
[BELANGER et al., 2002]
F. BELANGER, J.S. HILLER, W.J. SMITH.
“Trustworthiness in electonic commerce: the role of privacy, security, and site attributes”.
Journal of Strategic Information Systems, 11 (2002), pp. 245-270
[BERGERON, 2001]
J. BERGERON.
“Les facteurs qui influencent la fidélité des clients qui achètent sur Internet”.
Recherche et Applications en Marketing, 16 (2001), pp. 39-53
[BHATTACHERJEE, 2002]
A. BHATTACHERJEE.
“Individual Trust in Online Firm: Scale Development and Initial Test”.
Journal of Management Information Systems, 19 (2002), pp. 211-241
[BRADY and CRONIN, 2001]
M.K. BRADY, J.J. CRONIN.
“Some new thoughts on conceptualizing perceived service quality: a hierarchical approach”.
Journal of Marketing, 65 (2001), pp. 34-49
[CALDERÓN, et al., 2005]
E. CALDERÓN, A. IZQUIERDO, A.V. RUIZ.
“La reserva de un hotel en turismo urbano: ¿establecimiento virtual o establecimiento físico?”.
XVII Encuentro de Profesores Universitarios de Marketing, pp. 625-642
[CAMARERO and SAN MARTÍN, 2007]
C. CAMARERO, S. SAN MARTÍN.
“Determinantes de la satisfacción y la confianza del comprador on-line ante distintos niveles de riesgo percibido”.
XIX Encuentro de Profesores Universitarios de Marketing, pp. 77
[CARUANA et al., 2000]
A. CARUANA, M. EWING, B. RAMASESHAN.
“Assessment of the three-column format SERVQUAL: An experimental approach”.
Journal of Business Research, 49 (2000), pp. 57-65
[CHEUNG and LEE, 2006]
M.K. CHEUNG, K.O. LEE.
“Understanding consumer trust in internet shopping: a multidisciplinary approach”.
Journal of the American Society for Information Science and Technology, 57 (2006), pp. 479-492
[CHOUK and PERRIEN, 2004]
CHOUK, I.; PERRIEN, J. (2004). “Consumer trust towards an unfamiliar web merchant: a signaling approach”, Actas de la 33a EMAC Conference, Murcia, mayo, pp. 1-6.
[COLLIER and BIENSTOCK, 2006]
J.E. COLLIER, C.C. BIENSTOCK.
“Measuring service quality in e-retailing”.
Journal of Service Research, 8 (2006), pp. 260-275
[COULTER and COULTER, 2002]
K. COULTER, R. COULTER.
“Determinants of Trust in a Service Provider: the Moderating Role of Length of Relationship”.
Journal of Services Marketing, 16 (2002), pp. 35-50
[CROSBY et al., 1990]
L.A. CROSBY, R.E. KENNETH, D. COWLES.
“Relationship quality in services selling: An interpersonal influence perspective”.
Journal of Marketing, 54 (1990), pp. 68-81
[DAS and TENG, 2004]
T.K. DAS, B.S. TENG.
“The risk-based view of trust: a conceptual framework”.
Journal of Business and Psychology, 19 (2004), pp. 85-116
[DAS and TENG, 1998]
T.K. DAS, B.S. TENG.
“Between trust and control: Development confidence in partner cooperation in alliances”.
Academy of Management Review, 23 (1998), pp. 491-512
[DESHPANDE and ZALTMAN, 1987]
R. DESHPANDE, G. ZALTMAN.
“A comparison of factors affecting use of marketing information in consumer and industrial firms”.
Journal of Marketing Research, 24 (1987), pp. 114-118
[DESHPANDE and ZALTMAN, 1982]
R. DESHPANDE, G. ZALTMAN.
“Factors affecting the use of market research information: A path analysis”.
Journal of Marketing Research, 19 (1982), pp. 14-31
[DONEY and CANNON, 1997]
P.M. DONEY, J.P. CANNON.
“An examination of the nature of trust in buyer-seller relationships”.
Journal of Marketing, 61 (1997), pp. 35-51
[FERNÁNDEZ and ROMÁN, 2005]
E. FERNÁNDEZ, S. ROMÁN.
“Organisational citizenship behavior from the service customer's perspective. A scale development and validation”.
International Journal of Market Research, 47 (2005), pp. 317-336
[FERNÁNDEZ et al., 2006]
E. FERNÁNDEZ, S. ROMÁN, P.J. MARTÍN.
“Re-conceptualización y medición de la calidad del servicio del sitio web de servicios: desarrollo de una escala formativa”.
XVIII Encuentro de Profesores Universitarios de Marketing, pp. 1063-1069
[FLAVIÁN and GUINALÍU, 2006a]
C. FLAVIÁN, M. GUINALÍU.
“Consumer trust, perceived security and privacy policy. Three basic elements of loyalty to a web site”.
Industrial Management & Data Systems, 106 (2006), pp. 601-620
[FLAVIÁN and GUINALÍU, 2006b]
C. FLAVIÁN, M. GUINALÍU.
“La confianza y el compromiso en las relaciones a través de Internet. Dos pilares básicos del marketing estratégico en la red”.
Cuadernos de Economía y Dirección de Empresa, (2006), pp. 133-160
[FLAVIÁN and GUINALÍU, 2005]
FLAVIÁN, C.; GUINALÍU, M. (2005). “Confianza del consumidor, seguridad percibida y políticas de privacidad: tres elementos fundamentales en la lealtad a un sitio web”. XVII Encuentro de Profesores Universitarios de Marketing, Madrid. Ed. ESIC, Madrid, pp. 245-260.
[FLAVIAN et al., 2006]
C. FLAVIAN, M. GUINALIU, E. TORRES.
“How bricks-and-mortar attributes affect online banking adoption”.
International Journal of Bank Marketing, 24 (2006), pp. 406-423
[FRIEDMAN et al., 2000]
B. FRIEDMAN, P. KAHN JR, D.C. HOWE.
“Trust online”.
Communications of the ACM, 43 (2000), pp. 34-40
[FUKUYAMA, 1995]
F. FUKUYAMA.
Trust: The social virtues and the creation of prosperity, Free Press, (1995),
[FURNELL and KARWENI, 1999]
S.M. FURNELL, T. KARWENI.
“Security implications of electronic commerce: A survey of consumers and businesses”.
Internet Research: Electronic Networking Applications and Policy, 9 (1999), pp. 372-382
[GANESAN, 1994]
S. GANESAN.
“Determinants of long-term orientation in buyer-seller relationship”.
Journal of Marketing, 58 (1994), pp. 1-19
[GEFEN, 2000]
D. GEFEN.
“E-commerce: the role of familiarity and trust”.
The International Journal of Management Science, 28 (2000), pp. 725-737
[GEFEN et al., 2003]
D. GEFEN, E. KARAHANNA, D.W. STRAUB.
“Trust and TAM in online shopping: an integrated model”.
MIS Quarterly, 27 (2003), pp. 51-90
[GEFEN and STRAUB, 2004]
D. GEFEN, D.W. STRAUB.
“Consumer trust in B2C e-commerce and the importance of social presence: experiments in e-products and e-services”.
Omega – The International Journal of Management Science, 32 (2004), pp. 407-424
[GERRARD and CUNNINGHAM, 2003]
P. GERRARD, J.B. CUNNINGHAM.
“The diffusion of Internet banking among Singapore consumers”.
The International Journal of Bank Marketing, 21 (2003), pp. 16-28
[GEYKENS et al., 1998]
I. GEYKENS, J.B. STEENKAMP, N. KUMAR.
“Generalizations about trust in marketing channel relationships using meta-analysis”.
International Journal of Research in Marketing, 15 (1998), pp. 223-248
[GEYSKENS et al., 1999]
I. GEYSKENS, J.B. STEENKAMP, L.K. SCHEER, N. KUMAR.
“A meta-analisis of satisfaction in marketing channel relationships”.
Journal of Marketing Research, 36 (1999), pp. 223-238
[GRABNER-KRAÜTER, 2002]
S. GRABNER-KRAÜTER.
“The role of consumers trust in online shopping”.
Journal of Business Ethics, 39 (2002), pp. 43-50
[GRABNER-KRAÜTER and FAULLANT, 2008]
S. GRABNER-KRAÜTER, R. FAULLANT.
“Consumer acceptance of internet banking: the influence of internet trust”.
International Journal of Bank Marketing, 26 (2008), pp. 483-504
[GREWAL et al., 2003]
D. GREWAL, J. LINDSEY-MULLIKIN, J. MUNGER.
“Loyalty in e-tailing: A conceptual framework”.
Journal of Relationship Marketing, 2 (2003), pp. 31-49
[HARRIDGE-MARCH, 2006]
S. HARRIDGE-MARCH.
“Can the building of trust overcome consumer perceived risk online”.
Marketing Intelligence & Planning, 24 (2006), pp. 746-761
[HARRIS and GOODE, 2004]
L.C. HARRIS, M.H. GOODE.
“The four levels of loyalty and the pivotal role of trust: A study of online service dynamics”.
Journal of Retailing, 80 (2004), pp. 139-158
[HOFFMAN et al., 1999]
D.L. HOFFMAN, T.P. NOVAK, M. PERALTA.
“Information privacy in the marketspace: Implications for the commercial uses of anonymity on the web”.
The Information Society, 15 (1999), pp. 129-139
[INTECO]
INTECO (Instituto Nacional de Tecnologías de la Comunicación). Estudio sobre la Seguridad de la Información y eConfianza en los hogares españoles. (Tercera oleada: Mayo 2007–Julio 2007). Disponible en www.inteco.es
[JARVENPAA and SAARINEN, 1999]
S.L. JARVENPAA, L. SAARINEN.
“Consumer trust in an internet store: A cross-cultural validation”.
Journal of Computer-mediated Communications, 5 (1999),
[LARZELERE ROBERT and HUSTON, 1980]
E. LARZELERE ROBERT, TED L. HUSTON.
“The dyadic trust scale: Toward understanding interpersonal trust in close relationships”.
Journal of Marriage and the Family, agosto (1980), pp. 595-604
[LASSALA et al., 2007a]
C. LASSALA, C. RUIZ, S. SANZ.
“Implicaciones de la satisfacción, confianza y lealtad en el comportamiento de uso de la banca online”.
XXI Congreso Anual AEDEM, 1 (2007), pp. 46
[LASSALA, 2007b]
LASSALA, C. et al. (2007b). “Los servicios financieros en Internet: un estudio de las decisiones de compra”. Boletín económico de ICE, No. 2906, (del 01 al 15 de marzo), pp. 19-36.
[LEE and TURBAN, 2001]
M.K.O. LEE, E. TURBAN.
“A trust model for consumer Internet shopping International”.
Journal of Electronic Commerce, 6 (2001), pp. 75-91
[LÉVY, 2001]
J.P. LÉVY.
Modelización y programación estructural con AMOS, Instituto Superior de Técnicas y Prácticas Bancarias, (2001),
[LÉVY; and VARELA, 2003]
J.P. LÉVY;, J. VARELA.
Análisis multivariable para las Ciencias Sociales, Pearson Educación, (2003),
[LIU and ARNETT, 2000]
C. LIU, K.P. ARNETT.
“Exploring the factors associated with web site success in the context of electronic commerce”.
Information & Management, 38 (2000), pp. 23-33
[LOIACONO et al., 2002]
LOIACONO, E.; WATSON, R.T., GOODHUE, D. (2002). “WEBQUAL: A measure of website quality”, AMA Conference, invierno, pp. 432-438. En EVANS, K.; SCHEER, L. (Eds.), 2002 Marketing educators' conference: Marketing theory and applications, Vol. 13, pp. 22-25.
[LOIACONO, 2000]
LOIACONO, E. et al. (2000), “WebQual: AWeb Site Quality Instrument”, working paper, Worcester Polytechnic Institute.
[LONG and MCMELLON, 2004]
M. LONG, C. MCMELLON.
“Exploring the determinants of retail service quality on the internet”.
Journal of services Marketing, 18 (2004), pp. 78-90
[LU and LIN, 2002]
H. LU, J.C. LIN.
“Predicting customer behavior in the market-space: A study of rayport and Sviokla's framework”.
Information & Management, 40 (2002), pp. 1-10
[LUARN and LIN, 2005]
P. LUARN, H.H. LIN.
“Toward an understanding of the behavioral intention to use mobile banking”.
Computers in Human Behavior, 21 (2005), pp. 873-891
[LYNCH et al., 2001]
P. LYNCH, R. KENT, S. SRINIVASAN.
The global internet shopper: Evidence from shopping tasks in twelve countries.
Journal of Advertising Research, 41 (2001), pp. 15-23
[MAYER et al., 1995]
R.C. MAYER, J.H. DAVIS, F.D. SCHOORMAN.
“An integrative model of organizational trust”.
Academy of Management Review, 20 (1995), pp. 709-734
[MCKNIGHT et al., 2002]
H. MCKNIGHT, V. CHOUDHURY, C. KACMAR.
“The impact of initial consumer trust on intentions to transact with a web site: a trust building model”.
Journal of Strategic Information Systems, 11 (2002), pp. 297-323
[MONTOYA-WEISS et al., 2003]
M.M. MONTOYA-WEISS, G.B. VOSS, D. GREWAL.
“Determinants of online channel use and overall satisfaction with a relational, multichannel service provider”.
Journal of the Academy of Marketing Science, 31 (2003), pp. 448-458
[MORGAN and HUNT, 1994a]
R.M. MORGAN, S. HUNT.
“The commitment-trust theory of relationship marketing”.
Journal of Marketing, 58 (1994), pp. 20-38
[MUKHERJEE and NATH, 2003]
A. MUKHERJEE, P. NATH.
“A model of trust in online relationship banking”.
International Journal of Bank Marketing, 21 (2003), pp. 5-15
[NOVAK et al., 2000]
T.P. NOVAK, D.L. HOFFMAN, Y. YUNG.
“Measuring the customer experience in online environments: A structural modeling approach”.
Marketing Science, 19 (2000), pp. 22-42
[NUMALLY, 1978]
J.C. NUMALLY.
Theory of measurement error.
Psychometric theory, 2nd ed, McGraw Hill, (1978),
[PARASURAMAN et al., 1985]
A. PARASURAMAN, V.A. ZEITHHAML, L.L. BERRY.
“A conceptual model of service quality and its implications for future research”.
Journal of Marketing, 49 (1985), pp. 41-50
[PARASURAMAN et al., 2005]
A. PARASURAMAN, V. ZEITHAML, A. MALHOTRA.
“E-S-QUAL: A multiple-item scale for assessing electronic service quality”.
Journal of Service Research, 7 (2005), pp. 213-233
[PAVLOU, 2003]
P.A. PAVLOU.
“Consumer acceptance of electronic commerce: Integrating trust and risk with the technology acceptance model”.
International Journal of Electronic Commerce, 7 (2003), pp. 101-134
[PAVLOU and FYGENSON, 2006]
P.A. PAVLOU, M. FYGENSON.
“Understanding and predicting electronic commerce adoption: an extension of the theory of planned behavior”.
MIS Quarterly, 30 (2006), pp. 115-143
[RAMÓN and MARTÍN, 2007]
RAMÓN, M.A.; MARTÍN, E. (2007). “Estudio del desarrollo de la confianza considerando diferentes contextos de riesgo”. XIX Encuentro de Profesores Universitarios de Marketing, Vigo. Ed. ESIC, Madrid, p. 180.
[RANGANATHAN and GANAPATHY, 2002]
C. RANGANATHAN, S. GANAPATHY.
“Key dimensions of B2C websites”.
Information &Management, 39 (2002), pp. 457-465
[REICHHELD and SASSER, 1990]
F.F. REICHHELD, W.E. SASSER.
“Zero Defections: Quality Comes to Services”.
Harvard Business Review, 68 (1990), pp. 105-111
[REICHHELD and SCHEFTER, 2000]
F.F. REICHHELD, P. SCHEFTER.
“E-loyalty: Your secret weapon on the web”.
Harvard Business Review, 78 (2000), pp. 105-113
[RIEGELSBERGER et al., 2005]
J. RIEGELSBERGER, A.M. SASSE, J.D. MCCARTHY.
“The mechanics of trust: a framework for research and design”.
International Journal of Human-Computer-Studies, 62 (2005), pp. 381-422
[ROTCHANAKITUMNUAI and SPEECE, 2003]
S. ROTCHANAKITUMNUAI, M. SPEECE.
“Barriers to internet banking adoption: a qualitative study among corporate customers in Thailand”.
International Journal of Bank Marketing, 21 (2003), pp. 312-323
[ROY, et al., 2001]
M. ROY, O. DEWIT, B. AUBERT.
“The Impact of Interface Usability on Trust in Web Retailers”.
Internet Research: Electronic Networking Applications and Policy, 11 (2001), pp. 388-398
[RUDIE and WANSLEY, 1985]
RUDIE, M.J.; WANSLEY, H.B. (1985). “The merrill lynch quality program”. En BLOCH, T., UPAH, G., ZEITHAML, V. (Eds), Services Marketing in a Changing Environment.
[RUIZ et al., 2006]
A.V. RUIZ, A. IZQUIERDO, E. CALDERÓN.
“Confianza, señales informativas y costes de transacción: Su influencia sobre la compra de viajes de sol y playa a través de internet”.
XVIII Encuentro de Profesores Universitarios de Marketing, pp. 931-948
[SAN MARTÍN et al., 2006]
S. SAN MARTÍN, C. CAMARERO, C. HERNÁNDEZ.
“Generación de lealtad del consumidor al sitio web”.
XVIII Encuentro de Profesores Universitarios de Marketing, pp. 161-169
[SCHODER and YIN, 2000]
D. SCHODER, P.L. YIN.
“Building firm trust online”.
Communications of the ACM, 43 (2000), pp. 73-79
[SCHOORMAN et al., 1995]
F.D. SCHOORMAN, R.C. MAYER, J.H. DAVIS.
“An integrative model of organizational trust”.
Academy of Management Review, 20 (1995), pp. 709-734
[SIGUAW et al., 1998]
J. SIGUAW, P. SIMPSON, T. BAKER.
“Effects of Supplier Market Orientation on Distributor Market Orientation and the Channel Relationship: the Distributor Perspective”.
Journal of Marketing, 62 (1998), pp. 99-111
[SINGH, 2002]
M. SINGH.
“E-services and their role in B2C e-commerce”.
Managing Service Quality, 12 (2002), pp. 434-446
[SMITH, 1999]
A.M. SMITH.
“Some problems when adopting Churchill's paradigm for the development of service quality measures”.
Journal of Business Research, 46 (1999), pp. 109-120
[SMITH et al., 1999]
A.K. SMITH, R.N. BOLTON, J. WAGNER.
“A model of customer satisfaction with service encounters involving failure and recovery”.
Journal of Marketing Research, XXXVI (1999), pp. 356-372
[SOHN and TADISINA, 2008]
C. SOHN, S.K. TADISINA.
“Development of e-service quality measure for internet-based financial institutions”.
Total Quality Management, 19 (2008), pp. 903-918
[SRINIVASAN et al., 2002]
S.S. SRINIVASAN, R. ANDERSON, K. PONNAVOLU.
“Customer loyalty in e-commerce: An exploration of its antecedents and consequences”.
Journal of Retailing, 78 (2002), pp. 41-50
[SULTAN and MOORAJ, 2001, noviembre/diciembre]
F. SULTAN, H.A. MOORAJ.
“Designing a trust-based E-business strategy”.
Marketing Management, (2001, noviembre/diciembre), pp. 40-45
[SZYMANSKI and HISE, 2000]
D.M. SZYMANSKI, R.T. HISE.
“E-satisfaction: An initial examination”.
Journal of Retailing, 76 (2000), pp. 309-322
[THOMPSON et al., 1985]
P. THOMPSON, G. DESOUZA, B.T. GALE.
The strategic management of service quality.
Quality Progress, 18 (1985), pp. 20-25
[TRUSTE, 2003]
TRUSTE.
“Identity theft and spam will deter online shopping this holiday season”, Press release of Truste.
[UDO, 2001]
G. UDO.
“Privacy and security concerns as major barriers for e-commerce: a survey study”.
Information Management & Computer Security, 9 (2001), pp. 165-174
[URBAN et al., 2000]
G.L. URBAN, F. SULTAN, W.J. QUALLS.
“Placing trust at the centre of your Internet strategy”.
Sloan Management Review, 42 (2000), pp. 39-48
[WALCZUCH and LUNDGREN, 2004]
R. WALCZUCH, H. LUNDGREN.
“Psychological antecedents of institution-based consumer trust in e-retailing”.
Information & Management, 42 (2004), pp. 159-177
[WANG et al., 1998]
H. WANG, M. LEE, C. WANG.
“Consumer privacy concerns about Internet marketing”.
Communications of the ACM, 41 (1998), pp. 63-70
[WOLFINBARGER and GILLY, 2003]
M.F. WOLFINBARGER, M.C. GILLY.
“eTailQ: Dimensionalizing, measuring and predicting etail quality”.
Journal of Retailing, 79 (2003), pp. 183-198
[WOLFINBARGER and GILLY, 2002]
M.F. WOLFINBARGER, M.C. GILLY.
“.comQ: Dimensionalizing, measuring and predicting quality of the e-tail experience”.
[YANG et al., 2001]
Z. YANG, R.T. PETERSON, L. HUANG.
“Taking the Pulse of Internet Pharmacies”.
Marketing Health Services, Summer (2001), pp. 5-10
[YOO and DONTHU, 2001]
B. YOO, N. DONTHU.
“Developing a Scale to Measure the Perceived Quality of an Internet Shopping Site (Sitequal)”.
Quarterly Journal of Electronic Commerce, 2 (2001), pp. 31-46
[YOON, 2002]
S.J. YOON.
“The antecedents and consequences of trust in on-line purchase decisions”.
Journal of Interactive Marketing, 12 (2002), pp. 47-63
[YOUSAFZAI et al., 2003]
Y. YOUSAFZAI, G. PALLISTER, R. FOXALL; GORDON.
“A proposed model of e-trust for electronic banking”.
Technovation, 23 (2003), pp. 847-860
[ZEITHAML, 1988]
V.A. ZEITHAML.
“Consumer perceptions of price, quality, and value: A means-end model and synthesis of evidence”.
Journal of Marketing, 52 (1988), pp. 2-22
[ZEITHAML et al., 1996]
V.A. ZEITHAML, L.L. BERRY, A. PARASURAMAN.
“The behavioral consequences of service quality”.
Journal of marketing, 60 (1996), pp. 31-46
[ZEITHAML, et al., 1990]
V.A. ZEITHAML, A. PARASURAMAN, L.L. BERRY.
Delivering Quality Service: Balancing Customer Perceptions and Expectations, Free Press, (1990),
[ZEITHAML et al., 2002]
V.A. ZEITHAML, A. PARASURAMAN, A. MALHOTRA.
“Service quality delivery through web sites: A critical review of extant knowledge”.
Journal of the Academy of Marketing Science, 30 (2002), pp. 362-375
[ZEITHAML, 2000]
V.A. ZEITHAML, et al.
“Eservice quality: Definitions, dimensions and conceptual model”.
Working Paper, Marketing Science Institute, (2000),
Copyright © 2010. Academia Europea de Dirección y Economía de la Empresa
Article options
es en pt

¿Es usted profesional sanitario apto para prescribir o dispensar medicamentos?

Are you a health professional able to prescribe or dispense drugs?

Você é um profissional de saúde habilitado a prescrever ou dispensar medicamentos